made fast and free for all
users and more completed transactions
Fluid Commerce™ technology
while eliminating third-party processing fees, requires use of our patents
Purchase services or products anywhere, instantly, with one tap.
No delays or login steps. Eliminate unnecessary financial transaction fees, like credit card fees.
Broad applicability across marketplace types (e.g. payment providers, sharing economy, super apps, metaverse, gaming, etc)
Expands ecommerce revenue by increasing the number of participating buyers and sellers
Any digitally stored value can be used: dollars, other currencies, rewards, tokens, points, crypto and restricted-use funds
Eliminating steps and delays that third party payment processing causes
No financial transaction fees; peer-to-peer value transfer without fees
Giving all users ability to earn and spend without financial barriers to entry
Supercharges adoption and magnifies retention of users who enjoy a frictionless experience without financial fees. With financial barriers to entry to removed, user growth and retention will be high (eg Wechat has 1 billion users who don’t need a bank account).
Grows NFT Marketplaces by making NFT buying and selling quicker and simpler
NFTs will become assets that can be traded and exchanged for other goods and services. If an NFT Marketplace has an embedded digital wallet, where the NFT can be stored alongside other digital value, and that wallet is connected to other marketplaces, owners can more easily buy and sell the NFTs they hold.
Increased financial opportunity for all (banked and unbanked)
Anyone who has a skill or resource to share can trade it without needing access to the traditional financial system. Without financial fees or financial barriers to entry, the growth in the sharing economy will accelerate.
Encourages growth in community services and a more efficient economy
All community residents are empowered to earn digital value within their local economy that can pay for many of their expenses (eg housing, training, taxes etc) Funds can be transferred between all members of the community instantly, without the need for bank accounts or the financial cost and delays of the legacy check creation and cashing processes.
Power customers and revenue growth by creating new marketplaces for virtual venues, shops and services
More users and virtual world service providers are attracted by a fast and secure trade confirmation on a range of digital assets
More cost effective creation of new virtual venues, spaces, event, assets, services etc
Enables more people to earn more from Gaming ServicesWith no financial fees, fewer barriers to entry and an embedded digital wallet, more earnings can be retained by developers and gamers. This incentivizes more people to create and sell game experiences, extensions and entirely new income streams and markets with players selling or re-selling virtual services, experiences, assets, tools.
All earned value retained in the network
(retain earned value)
(Spend earned value)
using digital wallet technology
for internal transactions
any digitally represented value
Multiple digital value types
service in e-commerce marketplaces
Typical current e-commerce
Earned value reduced by the banking system
(earned value sent to banks & debit cards)
(pay with debit/credit cards)
via a third party payment providers
fee based on transaction value
& those with low FICO scores
limited to fiat currency usage
Limited digital value types
Our Co-founder Adrian Jones talks to Leaders in Payment Podcast about the role of Fluid Commerce in the future of ecommerce
Adrian talks about the future of ecommerce and Fluid Commerce’s role in a next generation ecommerce with a growth in person-to-person ecommerce, the demise of credit and debit card payments, and the growth in social commerce from $560 billion in 2020 to $2.9 trillion in 2026
Evvio Underscores Need for Innovation in Ecommerce Payment Technology as U.S. Ecommerce Approaches $1 Trillion and Social Commerce Grows
With a predicted 5x growth in Social Commerce to $2.9 Trillion by 2026 (Statista), $30 Trillion of wealth expected to pass from Baby Boomers to Millenials/Gen X but ecommerce still using a slow, expensive payment system from the Merchant-to-consumer era, Evvio believes the time for innovation in payments is now and Fluid Commerce could be the answer.
Our co-founder, Adrian Jones, had an Executive Q&A with FinTechMagazine to discuss payments in the metaverse and trends within the finance industry.
Our co-founder Adrian Jones recently had a lively discussion with Tim Stenovec and Katie Greifeld of Bloomberg Radio on the issues of current ecommerce and how Fluid Commerce could solve them.